Indiana's small business backbone — tradespeople, contractors, family businesses, and solo entrepreneurs — needs health coverage that fits how they actually work. I help individuals, the self-employed, 1099 contractors, families, and small businesses across Indiana — from Indianapolis and Fort Wayne to Evansville, South Bend, and Carmel — find private under-65 plans that fit.
Indiana uses the federal HealthCare.gov marketplace for ACA plans, which are guaranteed-issue and subsidy-eligible if you qualify. But for healthy self-employed Hoosiers who earn too much for subsidies, private under-65 plans can be a more affordable route, often with PPO-style flexibility and year-round enrollment. I compare both honestly and help you choose.
Independent means I compare your real options and recommend what fits you. One licensed advisor, start to finish, not a call center. Licensed in Indiana and 31 states. (Ryan Michalek, NPN 21043091.)
Often, yes, after a qualifying event; many private plans enroll year-round.
Yes, statewide.
No.
Buying your own coverage as a freelancer, contractor, or solo business owner.
Explore self-employed →Coverage for your household, built around your budget and doctors.
Explore family coverage →COBRA ending, between jobs, or losing a plan? Move fast and avoid a gap.
See gap options →Covering a team? Explore small business & group coverage → · See all service areas →
One straightforward call. I'll talk through your Indiana options and what makes sense for you.