Most of my clients come from other clients — and that's by design. If someone you know is wrestling with health insurance, send them my way and I'll take care of them the same way I've taken care of you. It costs them nothing to talk to me: brokers are paid by the carriers, never by you.
I specialize in the people nobody's HR department is looking out for: self-employed professionals and 1099 contractors, freelancers and gig workers, families buying their own coverage, folks between jobs or losing employer coverage, and anyone retiring before 65 who needs to bridge the gap to Medicare. Licensed in 31 states, based in Tampa, serving clients year-round — not just at enrollment.
Forward this page, share my number (813) 833-7448, or have them grab a time that works for them.
A real conversation about their situation — free, no pressure, no obligation.
I compare their options, explain everything in plain English, and stay their broker year-round.
Five-star reviews on Google, from real clients. A licensed health & life insurance broker who answers his own phone. Free to you — carriers pay me, never my clients. And when something comes up mid-year — a billing question, a life change, a confusing letter — you call me, not a 1-800 number.
In their words
“Excellent customer service! … We also referred him to our neighbors and other business owners. 10/10!”
— Mishi C.
“Super knowledgeable and made the process quick and easy … I will be sending all my friends and family his way.”
— Jordan W.
“Ryan and his team found me the best health insurance for my needs and my budget, and were so honest and reliable … I would recommend them 100 times over.”
— Libby B.
It costs them nothing to talk to me — and they'll be taken care of the same way you were. Not sure what to send? Point them to the free cost estimator — a low-pressure first step.
— Ryan Michalek, Michalek Health Solutions | Tampa, FL