Offering coverage helps you attract and keep good people — but as a small business owner, you don't have an enterprise HR department or budget. I help owners and small teams find coverage that delivers real benefits without the complexity or the enterprise price tag.
Whether you're covering just yourself as the owner or a handful of employees, I'll walk through private group and individual options and help you understand what makes sense for your size, budget, and goals.
You don't need an enterprise benefits package — you need the right coverage for the team you actually have, set up without a mountain of paperwork. That's the gap I fill for small business owners.
I keep it simple: explain your options clearly, handle the setup, and stay available as your team grows or changes. One licensed advisor, no runaround.
Whether it's just you as the owner or a handful of employees, I'll walk through the private group and individual options that fit.
Real benefits that help you attract and keep good people — without the cost and complexity built for giant companies.
I handle the details so you can stay focused on running your business — no HR department required.
One licensed advisor who stays available as you hire, change, or scale — no runaround when things shift.
Buying your own coverage as a freelancer, contractor, or solo business owner.
Explore self-employed →Buying your own coverage for your household instead of through a job.
Explore family coverage →COBRA ending, between jobs, or losing a plan? Move fast and avoid a gap.
See gap options →I'll lay out group and owner options in plain English and handle the setup once you decide.