From dairy country to Milwaukee's small business community, a lot of Wisconsinites are self-employed or run family operations and need their own health coverage. I help individuals, the self-employed, 1099 contractors, families, and small businesses across Wisconsin — from Milwaukee, Madison, and Green Bay to Kenosha and Appleton — find private under-65 plans that fit.
Wisconsin uses the federal HealthCare.gov marketplace for ACA plans, which are guaranteed-issue and subsidy-eligible if you qualify. But many self-employed Wisconsinites who earn too much for subsidies need an affordable alternative. Private under-65 plans often offer PPO-style flexibility and year-round enrollment. I compare both and tell you honestly which fits your situation.
I work for you, not one insurer — comparing your real options and recommending what fits. One licensed advisor, start to finish. Licensed in 31 states, including Wisconsin. (Ryan Michalek, NPN 21043091.)
Marketplace coverage generally runs on that once-a-year clock, though qualifying events — leaving a job, a marriage, a new dependent — can open a short special enrollment window. On the private side, plenty of under-65 options enroll year-round, so being outside open enrollment doesn't always mean you're out of luck.
Yes, all of Wisconsin. From Milwaukee and Madison up to the Northwoods, I meet with people by phone and video, so distance has never been an issue.
No — the carrier pays me once you're enrolled, not you. So there's no bill from me, whether we find you a plan right away or it takes a few conversations.
Buying your own coverage as a freelancer, contractor, or solo business owner.
Explore self-employed →Coverage for your household, built around your budget and doctors.
Explore family coverage →COBRA ending, between jobs, or losing a plan? Move fast and avoid a gap.
See gap options →Covering a team? Explore small business & group coverage → · See all service areas →
Reach out and I'll compare your Wisconsin choices honestly — no scripts, no pushy sales.